Publicación:
Mobiles for Development: M-Banking

Vista sencilla de ítem
dc.contributor.authorMariscal, Judith
dc.date.accessioned2022-10-06T19:58:44Z
dc.date.available2022-10-06T19:58:44Z
dc.date.issued2009
dc.descriptionEste trabajo se llevó a cabo con la ayuda de una subvención del Centro Internacional de Investigaciones para el Desarrollo, Ottawa, Canadáes_ES
dc.description.abstractThe adoption of mobile phones by the poor has been an unexpected phenomenon that is having a remarkable impact on social and economic development. The significance of mobile adoption is now beginning to be understood by scholars and policy makers; the emergence of m-banking/m-payments systems has implications for the more general set of discussions around the role of mobile telephony in the developing world. This paper offers a survey of recent literature on access gaps that focuses on pro-poor market solutions provided by mobile applications. The emerging literature on mobile uses in developing countries has focused on the benefits of voice and text messaging. However, there is little academic research on mobile applications such as m-banking. While a large number of low income people have access to mobile phones; these groups are excluded from the financial market. M-banking offers the opportunity to diminish this financial exclusion by offering access to credit and to savings which are key tools capable of transforming the livelihoods of the poor and the efficiency of the market. Accessibility is the major barrier for the expansion of mobile adoption by the poor. There is an important role for regulators to play in enabling an appropriate environment for the increase in the mobile penetration as well as business models for m-banking.es_ES
dc.formatapplication/pdfes_ES
dc.identifier.urihttps://repositorio.iep.org.pe/handle/IEP/1253
dc.language.isoenges_ES
dc.publisherInstituto de Estudios Peruanoses_ES
dc.publisher.countryPE
dc.rightsinfo:eu-repo/semantics/openAccesses_ES
dc.rights.urihttp://creativecommons.org/licences/by-nc-nd/2.5/pe/es_ES
dc.sourceInstituto de Estudios Peruanoses_ES
dc.sourceRepositorio institucional - IEPes_ES
dc.subjectBanca móviles_ES
dc.subjectTelefonía móviles_ES
dc.subjectGeneración de ingresoses_ES
dc.subjectPobrezaes_ES
dc.subjectBarreras de accesoes_ES
dc.subjectAmérica Latinaes_ES
dc.subject.ocdehttps://purl.org/pe-repo/ocde/ford#5.08.04
dc.titleMobiles for Development: M-Bankinges_ES
dc.typeinfo:eu-repo/semantics/reportes_ES
dspace.entity.typePublication
Archivos
Bloque original
Mostrando 1 - 1 de 1
Miniatura
Nombre:
24 Mobiles for development - M-Banking (2009).pdf
Tamaño:
154.88 KB
Formato:
Adobe Portable Document Format
Descripción:
Descargar
Bloque de licencias
Mostrando 1 - 1 de 1
Miniatura
Nombre:
license.txt
Tamaño:
1.71 KB
Formato:
Item-specific license agreed upon to submission
Descripción:
Descargar
Colecciones
Sociedad de la Información y Comunicación